Comparing the Cheapest Golf Cart Insurance Plans
When looking to maximize savings on golf cart insurance, it’s essential to compare different providers and their offerings. Here’s a detailed comparison of some of the most affordable options available in 2024:
1. Progressive Insurance
• Coverage Options: Offers comprehensive coverage for both on-road and off-road golf carts.
• Cost and Discounts: Prices start as low as $6 per month when added to a homeowner’s insurance policy. Discounts are available for bundling policies and paying premiums annually
2. Travelers Insurance
• Coverage Options: Provides insurance for a wide range of golf carts, including customized models.
•Cost and Discounts: Pricing varies based on factors such as the type of golf cart and driving history. Discounts are offered for policy bundling and safe driving
3. Allstate Insurance
• Coverage Options: Includes liability, collision, and comprehensive coverage.
• Cost and Discounts: Competitive rates with discounts for multi-policy holders and safe drivers.
4. Safeco Insurance
• Coverage Options: Covers both on-road and off-road golf carts.
• Cost and Discounts: Costs depend on cart type and usage, with discounts for bundling and safety course completion
5. Hartford Insurance
• Coverage Options: Provides specialized vehicle insurance for golf carts.
• Cost and Discounts: Offers competitive pricing with discounts for bundling, upfront payments, and homeownership
6. Sky Blue Insurance
• Coverage Options: Offers comprehensive coverage with various options like bodily injury, property damage liability, uninsured motorist coverage, and more.
• Cost: Liability policies start at $75 annually
7. Tips to Save on Golf Cart Insurance
• Bundle Policies: Insure your golf cart with the same company that covers your home or car to receive discounts.
• Explore Payment Options: Paying premiums upfront or annually can lead to cost savings.
• Understand Coverage Needs: Ensure you understand the difference between full coverage for registered LSV carts versus standard golf carts to avoid unexpected gaps in coverage.
By comparing these options and considering your specific needs, you can find an affordable golf cart insurance plan that offers the necessary protection without breaking the bank.